We set up an individual GIA for you as soon as you become a customer (there’s no charge for setting it up). It’s linked to you and any intermediary you invested through - if you invest through more than one intermediary, you’ll have a GIA linked to each one.
You can invest in funds outside of an ISA or SIPP through your GIA. You can also use the cash facility within it to pay charges. Your Key Features gives more detail on the features of your GIA. You can also read our Guide to GIAs.